Health Insurance
The University provides full-time employees and their dependents with medical and dental plan options. For employees hired on the first calendar day of a month, coverage will begin immediately. For employees hired after the first calendar day of a month, coverage will begin the first of the month following hire date.
Blue Cross Blue Shield (BCBS)
Member Services: 800-548-1686
2024 Summary of Benefits and Coverage:
Summary Plan Descriptions:
Medicare Part D Certificate of Creditable Coverage
Glossary of Health Coverage and Medical Terms
2022 HIPAA Notice of Privacy Practices
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2023 Summary of Benefits and Coverage
BPC (Benefits Planning Consultants)
Retiree Health Notional Accounts
bpc.bpcinc.com
Member Services: 217-531-9000
Section 125 Summary Plan Description (SPD)
Flexible Spending Account
The University offers a flexible spending account program to allow employees to pay for eligible expenses on a before-tax basis. Employees may establish flexible spending accounts to pay for unreimbursed medical expenses and/or dependent care expenses.
Member Services: 217-531-9000
2024 BPC Flexible Spending Account (FSA) Enrollment Form
Medical Expenses Reimbursement Form
Flexible Spending Account Amendment - COVID
Flexible Spending Account Amendment - COVID 2021
HSA Bank (Health Savings Account with the Gold HDHP Option)
The Gold medical plan option is a high-deductible health plan (HDHP). It provides employees with a health savings account (HSA). During 2020, the University will contribute $500 into the HSA for employee-only coverage on the HDHP ($1000 for employee-plus coverage). In addition to IWU’s contribution, employees can contribute to the HSA on a before-tax basis. This account can be used to reimburse employees for out-of-pocket medical expenses.
Member Services: 800-357-6246
Under the Transparency in Coverage Final Rule, plans and issuers will disclose pricing information to the public through machine readable files accessible via a table of contents file. One file requires disclosure of negotiated rates between plans and providers for covered items and services, known as the In-Network File. The second file discloses unique allowed amounts and billed charges for out of network services, known as the Out-of-Network Allowed Amount File. The table of contents includes links to both types of files. The machine readable files are posted on a publicly accessible website, free of charge, without requiring personal identifying information or logging into an account.