Health Insurance

The University provides full-time employees and their dependents with medical and dental plan options. For employees hired on the first calendar day of a month, coverage will begin immediately. For employees hired after the first calendar day of a month, coverage will begin the first of the month following hire date.

Blue Cross Blue Shield (BCBS)

Member Services: 800-548-1686

BCBSIL Find a Provider

BCBS Enrollment Form

2022 Premiums

2022 Overview Sheet

2022 Summary of Benefits and Coverage

Summary Plan Descriptions:

Medicare Part D Certificate of Creditable Coverage

Glossary of Health Coverage and Medical Terms


2021 Premiums

2021 Overview Sheet

2021 Summary of Benefits and Coverage:

2020 Basic Drug Formulary

Health Account Comparison

Form 1095-C FAQ


BPC (Benefits Planning Consultants)

Retiree Health Notional Accounts

Member Services: 217-531-9000

Section 125 Summary Plan Description (SPD)

Mandatory Status Changes

Debit Card Expansion

Insurance Premiums

Flexible Spending Account

The University offers a flexible spending account program to allow employees to pay for eligible expenses on a before-tax basis. Employees may establish flexible spending accounts to pay for unreimbursed medical expenses and/or dependent care expenses.

Member Services: 217-531-9000

BPC Flexible Spending Account (FSA) Enrollment Form

Childcare Reimbursement Form

Medical Expenses Reimbursement Form

Flexible Spending Account Amendment - COVID

Flexible Spending Account Amendment - COVID 2021

HSA Bank (Health Savings Account with the Gold HDHP Option)

The Gold medical plan option is a high-deductible health plan (HDHP). It provides employees with a health savings account (HSA). During 2020, the University will contribute $500 into the HSA for employee-only coverage on the HDHP ($1000 for employee-plus coverage). In addition to IWU’s contribution, employees can contribute to the HSA on a before-tax basis. This account can be used to reimburse employees for out-of-pocket medical expenses.

Member Services: 800-357-6246

HSA Payroll Contribution Form

HSA Bank Overview


HSA Bank Mobile App

HSA Bank Investment Options