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Health Insurance

The University provides full-time employees and their dependents with medical and dental plan options. For employees hired on the first calendar day of a month, coverage will begin immediately. For employees hired after the first calendar day of a month, coverage will begin the first of the month following hire date.

Blue Cross Blue Shield (BCBS)

Member Services: 800-548-1686

BCBSIL Find a Provider

BCBS Enrollment Form

2024 Premiums

2024 Overview Sheet

2024 Summary of Benefits and Coverage:

Summary Plan Descriptions:

2024 Balanced Drug Formulary

Medicare Part D Certificate of Creditable Coverage

Glossary of Health Coverage and Medical Terms

2022 HIPAA Notice of Privacy Practices

Health Account Comparison


2023 Premiums

2023 Overview Sheet

2023 Summary of Benefits and Coverage


BPC (Benefits Planning Consultants)

Retiree Health Notional Accounts

Member Services: 217-531-9000

Section 125 Summary Plan Description (SPD)

Mandatory Status Changes

Debit Card Expansion

Insurance Premiums

Flexible Spending Account

The University offers a flexible spending account program to allow employees to pay for eligible expenses on a before-tax basis. Employees may establish flexible spending accounts to pay for unreimbursed medical expenses and/or dependent care expenses.

Member Services: 217-531-9000

2024 BPC Flexible Spending Account (FSA) Enrollment Form

Childcare Reimbursement Form

Medical Expenses Reimbursement Form

Flexible Spending Account Amendment - COVID

Flexible Spending Account Amendment - COVID 2021

Privacy Management

HSA Bank (Health Savings Account with the Gold HDHP Option)

The Gold medical plan option is a high-deductible health plan (HDHP). It provides employees with a health savings account (HSA). During 2020, the University will contribute $500 into the HSA for employee-only coverage on the HDHP ($1000 for employee-plus coverage). In addition to IWU’s contribution, employees can contribute to the HSA on a before-tax basis. This account can be used to reimburse employees for out-of-pocket medical expenses.

Member Services: 800-357-6246

HSA Payroll Contribution Form

HSA Bank Overview


HSA Bank Mobile App

HSA Bank Investment Options



Under the Transparency in Coverage Final Rule, plans and issuers will disclose pricing information to the public through machine readable files accessible via a table of contents file. One file requires disclosure of negotiated rates between plans and providers for covered items and services, known as the In-Network File. The second file discloses unique allowed amounts and billed charges for out of network services, known as the Out-of-Network Allowed Amount File. The table of contents includes links to both types of files. The machine readable files are posted on a publicly accessible website, free of charge, without requiring personal identifying information or logging into an account. 

The link to our TOC can be found here.